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The "Double Agent" Judy Hall, REALTOR®, ABR, SRES
RE/MAX All Stars Realty
1225 Roanoke Rd
P. O. Box 39
Daleville, VA 24083
Home Office: 540-473-3066
Text: 540-309-9244
Home Office Fax: 540-473-2814 
Email: judy@judyhall.com
Website: www.JudyHall.com
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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Testimonials

Richard and Judy have helped us on both sides of the equation. They helped us on TWO of our home purchases and ONE of our home sales. They helped make the sale of our home in short order at a reasonable price and they helped us settle on a pleasing purchase price for our current home. Both Richard and Judy are superb professionals. Jay R.
She has been in the real estate business since 1984 and knows her stuff. If you want an agent who will be there to protect your interests, look no further. She is an "i dotting" and "t crossing" kind of person who will make sure that your contract is binding and will cover everything you have required. In today's market, real estate can be tricky and you need someone who will get the job done, and right the first time. T.H.
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Each RE/MAX® Office is Independently Owned and Operated.
Licensed in Virginia.
Information Provided by Seller is Deemed Reliable, but Not Guaranteed.

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